How to Get Ready For Hurricane Season

Perhaps what's most frightening about these giant storms is how unpredictably they can move. For example, a slight shift in a jet stream or high pressure system can push a hurricane into an area that, just 12 hours ago, wasn't expecting to be hit. So how do you prepare for a storm like this? The simple answer is to have several action plans you can put into motion at a moment's notice.

Before the storm is on the radar

If you live in an area that's prone to hurricanes, there's a lot you can (and should) do to prepare before one even comes close to you. Start by signing up for a highly attuned warning system. The Emergency Alert System (EAS) and National Oceanic and Atmospheric Administration (NOAA) Weather Radio are excellent options. If you live in a low-lying area, your risks for storm surges and flash floods are higher, so make a mental note to watch for those particular alerts as well.

Find your nearest safe shelter, such as a FEMA safe room or ICC 500 storm shelter, and practice going there with everyone in your household. If you don't live close to an official one, the next best thing is a small, interior, windowless room in a sturdy building on the lowest level that's flood-proof.

Note evacuation zones and routes in case an evacuation becomes necessary.

Make sure you have a well-stocked emergency supply kit ready to go that includes, water and non-perishable food for at least three days, medications for everyone who needs them, and batteries. Here's a great list to get you started.

Finally protect your property as best you can by clearing drains and gutters, fixing soft spots on roofs and walls, and checking for faulty plumbing. Procure storm shutters, and make sure your home insurance policy includes storm protection.

When a hurricane could hit in 36 hours

Review your evacuation plans and shelter options, and make sure you loved ones know what to do should you lose power (texting is usually the best/least power-draining way to stay connected).

Make sure your car has a full tank of gas and is in good working condition in case you have to leave quickly.

Re-check your flood insurance policy. If you have NFIP flood insurance, you may be covered up to $1000 in loss avoidance measures, like sandbags and water pumps. Keep receipts and submit them to your adjuster with your claim to make sure you're reimbursed.

When the hurricane is a day away

Keep checking the emergency alerts for your area, and be ready to evacuate should it become necessary. Make sure all lightweight objects, like lawn furniture and garbage cans, are brought inside as they could become dangerous projectiles in high winds. Anchor down anything else that you can't bring inside, and install storm shutters.

Charge your cell phone and keep it charged in case you lose power.

The day the hurricane hits

If you live in an area where evacuation isn't recommended, stay inside, and let your loved ones know where you are. Close all storm shutters and stay away from windows in case high winds blow them in. Turn your refrigerator and freezer on the highest setting so if you lose power, your food will stay fresh longer. Move all the perishable food you can into the freezer.

Keep checking your emergency weather updates via the service of your choice every 30 minutes. Make sure you're signed up for emergency instruction alerts so you can act quickly if need be. And remember, there's no need to panic if you've planned ahead.